How to Obtain Motorcycle Insurance After an Accident

Compulsory Car Insurance: What You Need to Know

Civil liability insurance for motorbikes and automobiles is a mandatory form of insurance that individuals and businesses are required to purchase by law.

When participating in traffic, it is essential to carry certain documents such as the vehicle registration certificate, driver’s license, and the certificate of civil liability insurance. These documents must always be present to ensure compliance with legal requirements and to aid in any unforeseen situations that may arise.

The primary objective of this insurance product is to provide coverage and support to individuals affected by accidents, effectively mitigating the impact of such unfortunate incidents. Additionally, it plays a crucial role in holding drivers accountable for their actions when involved in road traffic situations.

Discover the Advantages of Purchasing Motorcycle Insurance

When purchasing motorcycle insurance, it provides peace of mind knowing that in the unfortunate event of an accident on the road, the insurance acts as a third party responsible for compensating any damages incurred.

When purchasing a comprehensive insurance package for motorcycles, we are entitled to compensation in the following scenarios:

• In the event that the vehicle sustains damage or becomes irreparable due to circumstances beyond the owner’s control, such as fire or explosion, full compensation will be provided.
• The insurance company will provide compensation for any bodily and property damage sustained by a third party as a result of an accident involving our vehicle.
• The insurance company provides coverage for any bodily harm and injuries sustained by the occupants of the vehicle in the event of an accident during traffic participation.

What Documents Are Required to Get Motorbike Insurance?

Lawyer Pham Thanh Tai, the Director of the esteemed Pham Danh Law Firm, highlighted that Article 14 of Circular 22 provides comprehensive guidelines on rules, terms, fee schedule, and civil liability levels for motor vehicle owners. As per the circular, it is the responsibility of the insurance companies to collaborate with motor vehicle owners, victims of damages, law enforcement agencies, and other relevant entities to gather all necessary documents pertaining to traffic accidents. These documents are necessary for the preparation of compensation records, which comprise the following components:

Please provide the following documents related to the vehicle and driver (with a certified copy by the insurer after comparing with the original):

• 
  
  
  

  
  

  Vehicle Registration Certificate

  This is to certify that the following vehicle has been registered:

  • Registration number: ABC123
  • Make: Honda
  • Model: Civic
  • Year: 2020
  • Color: Silver
  • Owner: John Doe
  • Address: 123 Main Street, Anytown, USA

  Please note that this certificate is valid for one year from the date of issuance.

  Date of Registration:	January 1, 2020
  Expiration Date:	January 1, 2021
  Issuing Authority:	Department of Motor Vehicles

  
  

• 
  
  
  
  
  

  Driving License

  Getting a driving license is an important step for anyone who wants to legally drive a motor vehicle. It is a document that proves one’s ability to operate a vehicle and follow traffic rules and regulations.

  In order to obtain a driving license, individuals usually have to meet certain requirements set by their local government. These requirements may include passing a written test, a practical driving test, and providing necessary documentation such as proof of identity and residence.

  Once the requirements are met and the necessary tests are passed, a driving license is issued. This license is valid for a specific period of time, after which it needs to be renewed.

  Having a driving license not only allows individuals to legally drive on public roads, but it also serves as a piece of identification in many situations. It is an important document that should be kept safe and updated at all times.

  
  

• Driver’s Identification Documents:

  Please provide your identity card, passport, or any other valid identification document.

• Insurance Certificate

To support a claim for human damage, please provide the following documentation:

– Copies of medical facilities records or a certified copy from the insurance enterprise.

• 
  
  
  
  
  

  Certificate of Injury

  This is to certify that Mr./Ms. [Full Name of Injured Person] has been diagnosed with an injury due to [Cause of Injury] on [Date of Injury].

  The injury has been assessed by medical professionals who have determined that it is severe and requires medical treatment and care.

  Mr./Ms. [Full Name of Injured Person] is advised to take appropriate rest and receive treatment as prescribed by medical professionals.

  This certificate is valid from [Date of Injury] to [Date of Recovery].

  Issued by [Name of Medical Facility]

  
  

• Hospital Checkout

• 
  
  
  
  
  

  Surgical Certificate

  This certificate is to certify that the following individual has successfully completed a surgical procedure:

  Name: [Patient’s Name]

  Date of Procedure: [Date]

  Procedure Performed: [Procedure]

  Surgeon: [Surgeon’s Name]

  Hospital: [Hospital Name]

  This certificate is valid for a period of [Duration of Validity].

  Authorized Signature: [Signature]

  
  

• 
  
  
  
  
  

  Medical Record

  Below is the medical record of the patient:

  • Name: [Patient’s Name]
  • Age: [Patient’s Age]
  • Gender: [Patient’s Gender]
  • Date of Birth: [Patient’s Date of Birth]
  • Medical History: [Patient’s Medical History]
  • Current Medications: [Patient’s Current Medications]
  • Allergies: [Patient’s Allergies]

  Please note that this information is strictly confidential and should not be shared without the patient’s consent.

  
  

• Death Certificate – In the unfortunate event of the victim’s passing, a death certificate may be required.

Documents demonstrating evidence of property damage:

• We offer reliable and certified documentation for repairing and replacing damaged property caused by traffic accidents. Our services are approved by insurance companies and can be availed by vehicle owners at designated facilities.
• Please submit all relevant documentation verifying the necessary and reasonable expenses incurred by the car owner in order to mitigate losses or adhere to the instructions of the insurance company.

Copies of pertinent documents from the competent authority regarding the accident (with the exception of specified cases in Clause 5, Article 14 of Circular 22):

• Minutes of Accident Scene Examination:

  Date: [Insert Date]
  Time: [Insert Time]
  Location: [Insert Location]

  Attendees:
  1. [Insert Name, Role]
  2. [Insert Name, Role]
  3. [Insert Name, Role]

  Agenda:
  1. Inspection of accident scene
  2. Collection of evidence
  3. Documenting observations

  1. Inspection of accident scene:
  The attendees thoroughly examined the accident scene to gather information and assess the situation. They examined the surrounding area, observed any damages, and documented the positioning of vehicles or relevant objects.

  2. Collection of evidence:
  All evidence found at the accident scene was carefully collected, preserved, and documented by the attendees. This included photographs, video footage, and relevant objects for further analysis.

  3. Documenting observations:
  Detailed observations of the accident scene were recorded, including weather conditions, road conditions, and any other factors that may have contributed to the incident. Additionally, any eyewitness statements or other pertinent information was also documented for reference.

  Overall, the attendees conducted a thorough examination of the accident scene, ensuring that all necessary evidence and observations were properly documented for future analysis and investigations.

• Site Map and Photocopy Guidelines:

  – Our site map provides a visual representation of the layout and structure of our website for easy navigation and access to all pages.
  – If any photocopy services are required, please ensure that the documents are clear and legible before submitting them for copying.
  – Our team will ensure that the necessary photocopying is done promptly and accurately, maintaining the confidentiality and integrity of your documents.
  – Should you have any specific instructions or requirements regarding site maps or photocopying, please feel free to communicate with our staff who will be happy to assist you.

• 
  

  Minutes of Vehicle Inspection

  Regarding the accident,

  
  

• Preliminary Announcement: Results of Initial Traffic Accident Investigation

• Other documents related to the accident (if any)

If the relevant authority does not possess the documents outlined in Clause 4, Article 14 of Circular 22, and if the estimated damage is below VND 10 million, the compensation application should include the following documentation:

Record of Accident Verification

This document serves as a record of accident verification between the insurance enterprise and the motor vehicle owner, duly certified by the competent authority where the accident occurred. It includes the following contents:

• Please provide the time and location of the accident.
• Please provide the following details regarding the motor vehicle driver or owner responsible for the accident, the victim or their representative, and any witnesses at the accident scene (if applicable).
• 
  

  
  
  

  Information Submission

  Full Name:
  

  Identification Number:
  

  Address:
  

  
  

• Accident Scene Description

  This document provides a comprehensive description of the accident scene and the damage sustained by the involved vehicle. Enclosed with detailed drawings and photographs, it aims to provide a clear understanding of the extent of the incident.

  Accident Scene

  The accident occurred at [location], involving [number of vehicles] vehicles. Upon initial examination, the accident scene displayed clear evidence of a collision. Skid marks, debris, and damage to surrounding infrastructure were visible.

  Damage Assessment

  The accident vehicle [make, model] sustained significant damage, primarily concentrated in the [specific areas] of the car. This includes but is not limited to:

  1. Front-end: Extensive damage to the front bumper, hood, and windshield.
  2. Right Side: Noticeable dents and scratches along the side panels and right doors.
  3. Rear: Rear bumper severely damaged, with visible impact to the trunk and rear lights.
  4. Undercarriage: Signs of damage to the chassis and suspension system.

  Drawings and Photographs

  Enclosed with this document are detailed drawings and photographs that provide a visual representation of the accident scene and damage sustained by the vehicle. These visual aids offer valuable insight into the severity of the incident and assist in the accurate assessment of repair and insurance claims. Please refer to the attached materials for a comprehensive understanding.

  Conclusion

  Based on the extensive damage observed and documented, it is evident that the accident resulted in significant structural and cosmetic harm to the involved vehicle. A thorough assessment by a qualified professional is advised to determine the full extent of repairs required to restore the vehicle to its pre-accident condition.

• The examination to assess the cause and extent of damage is conducted by the insurer or an authorized representative of the insurer.
• Copies of documents pertaining to the accident, if available.

To complete your application, please ensure you have the following documents readily available:

1. Valid identification (e.g., passport, driver’s license).
2. Proof of residence (e.g., utility bill, bank statement).
3. Recent passport-sized photograph.
4. Curriculum vitae (CV) highlighting your education and work experience.
5. Academic transcripts and certificates.
6. References from previous employers or academic institutes.
7. Any supporting documents relevant to the position you are applying for.

Please ensure all documents are in the specified format and ready to be provided upon request. Having a well-prepared dossier will streamline the application process and help us assess your eligibility efficiently.

• We offer a wide range of documents pertaining to vehicles and driving. Our collection includes essential paperwork such as vehicle registration documentation, driver’s licenses, and various forms required for vehicle maintenance and insurance purposes. Whether you are a new driver or a seasoned car owner, our comprehensive selection of professional documents is designed to meet your specific needs. Trust us to help you navigate the complex world of vehicle-related paperwork efficiently and effectively.
• Evidence of Human Impact.
• We kindly ask you to provide us with proper documentation to validate the property damage claim.
• Please provide copies of the relevant accident documents issued by the competent authority.

• In order to receive compensation, please make sure to submit your claim within the specified time limit. Any claims submitted after this deadline will not be considered for compensation. We appreciate your understanding and cooperation. Thank you.

Extension of Timeframe for Insurance Companies to Make Compensation Payments

According to Clause 3, Article 15 of Circular 22, regarding rules, terms, fee schedule, and civil liability of motor vehicle owners, the following is explicitly specified:

The insurance enterprise is required to make compensation payment within 15 days from the date of receiving the claim file. However, if the dossier must be verified, the payment should be made within 30 days.

In summary, if the required documents and papers are provided within 15 days from the date of submission, the insurer will receive compensation from the insurance company. In the event that a claim needs to be verified, the compensation will be disbursed within 30 days.

The post https://meo.tips/health-and-life/how-to-obtain-motorcycle-insurance-after-an-accident/ appeared first on Meo.tips.

View more from Meo.tips:

Selecting the Right Melon: Straight or Curved?
Uncover the Meaning Behind the Circles on Disposable Chopsticks – Not Everyone Knows!
Explore the Top Must-Visit Virtual Living Check-In Spots in Tay Ninh
5 Fixes to Common Culinary Blunders
“Eliminate Mosquitoes Rapidly at Home with These 5 Non-Chemical Devices”
Easy Tips to Keep Your Home Dry During Wet Seasons
2 Easy, Safe and Effective Home Waxing Techniques – Essential Instructions
Exploring the Environmental Impact of E-Waste
Using a Hair Dryer to Get Flawless Nail Art in a Jiffy
“Maintaining Gorgeous Hands While Doing Daily Chores: 6 Tips”
Where to Find the Best Low-Cost and Less-Crowded Getaway for the Holiday Period of 2-9?
Discover the Best Attractions in Hoi An, Quang Nam
Discover 20 Unexpected Ways to Extend iPhone Battery Life
Create Your Own Handmade Smartphone Stylus with Foil and Cotton Swabs
Identifying the Cause of Refrigerator Condensation and How to Eliminate It
Which Hand is More Convenient for Wearing a Watch: Left or Right?
“How to Get Started With Printer Use: A Guide for Beginners”
12 Strategies for Optimizing Phone Battery Charging While Protecting the Device
“10 Simple Home Remedies for Oily Skin Acne”
Tet 2021: Exploring Popular Destinations for Travel Abroad